Clemson QB Deshaun Watson takes out $5 million insurance policy

Dr. Saturday
FILE – In this Dec. 6, 2015, file photo, Clemson quarterback <a class="link rapid-noclick-resp" href="/ncaaf/players/240135/" data-ylk="slk:Deshaun Watson">Deshaun Watson</a> celebrates after Clemson defeated North Carolina 45-37 in the Atlantic Coast Conference championship NCAA college football game in Charlotte, N.C. Watson and the Tigers are the preseason favorites to win the ACC. (AP Photo/Gerry Broome, File)
FILE – In this Dec. 6, 2015, file photo, Clemson quarterback Deshaun Watson celebrates after Clemson defeated North Carolina 45-37 in the Atlantic Coast Conference championship NCAA college football game in Charlotte, N.C. Watson and the Tigers are the preseason favorites to win the ACC. (AP Photo/Gerry Broome, File)

Clemson quarterback Deshaun Watson has a $5 million insurance policy that protects him from a loss of NFL draft value should he be injured this season, according to a report by ESPN.

Clemson is paying for the premiums, which ESPN notes run about $8,000 to $10,000 per $1 million in coverage. The NCAA allows school’s to obtain a $5 million policy for loss of value injury and up to $10 million in coverage for a career-ending injury.

[Check out Dr. Saturday on Tumblr for entertaining things you won’t see on the blog]

Watson told ESPN the Clemson coaching staff encouraged him to request the policy to protect his future.

High-level players taking out insurance policies has become commonplace in the collegiate game though very few players actually collect on the policy. Currently, LSU running back Leonard Fournette, a Heisman hopeful like Watson, has two $10 million insurance policies for career-ending injury and loss of draft value.

[Visit Dr. Saturday on Facebook for stories you might have missed and chat with the writers]

For more Clemson news, visit TigerIllustrated.com.

– – – – –

Graham Watson is the editor of Dr. Saturday on Yahoo Sports. Have a tip? Email her at dr.saturday@ymail.com or follow her on Twitter!

What to Read Next