Clemson quarterback Deshaun Watson has a $5 million insurance policy that protects him from a loss of NFL draft value should he be injured this season, according to a report by ESPN.
Clemson is paying for the premiums, which ESPN notes run about $8,000 to $10,000 per $1 million in coverage. The NCAA allows school’s to obtain a $5 million policy for loss of value injury and up to $10 million in coverage for a career-ending injury.
Watson told ESPN the Clemson coaching staff encouraged him to request the policy to protect his future.
High-level players taking out insurance policies has become commonplace in the collegiate game though very few players actually collect on the policy. Currently, LSU running back Leonard Fournette, a Heisman hopeful like Watson, has two $10 million insurance policies for career-ending injury and loss of draft value.
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