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Louisville's Bridgewater takes out $10 million insurance policy

Louisville junior quarterback Teddy Bridgewater, the third-ranked prospect potentially available for the 2014 NFL Draft, has taken out a $10 million insurance policy as an injury safeguard.

Bridgewater led the Cardinals to nine straight wins to open 2012 and Louisville was 11-2. Bridgewater passed for 3,718 yards, 27 touchdowns and eight interceptions and enters the 2013 season as a Heisman Trophy candidate.

He said he has shut down his Twitter account to focus on football.

So focused is Bridgewater, who said he came to Louisville to "win rings, not a Heisman," that he doesn't want the university to launch a promotion for the award.

Bridgewater, who is 26 days older than last year's Heisman winner, Johnny Manziel of Texas A&M, said he wants to avoid the spotlight and avoid the "gotcha" factor that exists because of cell phone cameras and social media.

Bridgewater is also on the Maxwell Award watch list, the player of the year award in college football, the Walter Camp Player of the Year and Davey O'Brien (top quarterback) watch lists.

The reigning Big East Offensive Player of the Year is first in Louisville history in completion percentage (66.5), third in passing efficiency (148.87), fifth in touchdowns (41) and sixth in passing yards (5,847) entering his second full season as a starter.