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Despite signs of progress, United are 15 points off leaders Manchester City with 50 points from 26 matches.
And the 20-time top-flight champions have been urged to spend big to compete with Pep Guardiola’s side next season, but the Norwegian boss believes the club need to be “responsible” with their finances.
“It’s definitely affecting everyone in football, the pandemic,” Solskjaer said ahead of Wednesday’s trip to Crystal Palace. “Of course the lack of income, the finances has affected everyone. It might affect us all well.
“We have to be realistic and responsible in the way we do our business. We have to look at the whole picture. Where can we spend the money? And how much is there?
“I think there’s just going to be less and less transfers happening in the world of football with all these changes.”
Solskjaer said curbs on spending may lead to more opportunities for the club’s young players.
“You can look at it different ways (with a) rebuild. We also have players in the academy that we now can maybe give opportunities,” he said.
Reuters contributed to this report