STORY: Said Miller: "We just saw data today as well that the consumer does continue to spend, but they're now spending more than they're bringing in, even with inflation. So while it looks like we have a strong consumer, we have other indicators like consumer sentiment that suggest the consumer may not really be as strong as it seems. And if that's the case, maybe we're already starting to see a slowdown - and the effects of that slowdown will start coming through the economy sooner than we think."