Here's Exactly How to Optimize for the $4,194 Social Security Monthly Max

A $4,194 monthly Social Security check could help you finance a pretty comfortable retirement, especially if you have personal savings too. If you're up for the challenge, here are the three steps you need to take to lock in the maximum Social Security benefit. The Social Security Administration considers your income during your 35 highest-earning years, adjusted for inflation, when calculating your benefit.