Kate Middleton's Net Worth Was Enormous Before Joining the Royal Family—and Now It's Even Bigger

Kate Middleton's Net Worth Was Enormous Before Joining the Royal Family—and Now It's Even Bigger

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We all know Kate Middleton was fully fancy before marrying Prince William and becoming a casual member of the British royal family, but what's less-than-expected? Just how much money Kate was worth before becoming the Duchess of Cambridge/the proud owner of several tiaras.

According to Forbes, the royal family is estimated to be worth a whopping $28 billion (yes with a B)—and while Kate's personal fortune obviously can't compete with that, her pre-duchess wealth is more than some other royals currently have in the bank.

Kate Has Tons of Money From Her Family

Kate's parents Carole and Michael Middleton are self-made millionaires thanks to their company, Party Pieces, which provides party hosts with cute supplies. As of 2013, Party Pieces was valued at around £30 million and—despite a reported £1.068 million pandemic loss— it's still super successful.

On top of being the inspiration behind Party Pieces (Carole says she got the idea while planning Kate's fifth birthday party), Kate worked for the brand before joining the royals. Speaking to SheerLuxe, Carole explained that "Pippa wrote our 'Party Times' blog, James did the cakes when he first left school, and Catherine developed our first birthday and baby category." In other words, it seems likely that Kate has a stake in the family biz.

Photo credit: George Pimentel - Getty Images
Photo credit: George Pimentel - Getty Images

Meanwhile, Celebrity Net Worth notes "multiple generations of the Middleton family have also benefited from trust funds set up over a century ago" so she has some generational wealth on top of that. Must be nice!

Kate Lived in a Super $ Apartment

Before marrying William, Kate lived in an apartment believed to be valued at well over £1 million with her sister, Pippa. The apartment was purchased for them by their parents. Again, must be nice! 🙃

Plus, There's All of Prince William's Money

The royal family doesn't really do prenups, so at this point Kate and William share their finances. And William. Is. Loaded. On top of a multi-million dollar trust fund inherited from his great-grandma the Queen Mother, Wills also inherited $10 million after taxes from Princess Diana (to be split with Prince Harry). Plus, both William and Kate get money for being "working royals."

And then there are the financial perks associated with William inheriting the Duchy of Cornwall, a huge portfolio of property and financial investments with assets totaling £1.2 billion.

Photo credit: Pool - Getty Images
Photo credit: Pool - Getty Images

Once William becomes king, the Duchy will pass to Prince George, but William doesn't have to sweat the financial loss. He'll be busy inheriting the monarch's $10 billion worth of real estate, the Royal Art Collection, an annual government stipend of $12.9 million, and (potentially) the Queen’s personal net worth of $500 million—though this money could be earmarked for other royals as well. So yeah...Kate is all set for the future!

So, What Is Kate Middleton's Total Net Worth?

Kate's personal net worth (not counting everything Wills brings to the table) is $10 million per Celebrity Net Worth—which is actually a lot less than her sister Pippa Middleton (who has a net worth of $50 million in part because of her husband's majorly wealthy family) but a lot more than some other royals like Princess Eugenie, who has a net worth of $4.6 million. Meanwhile, my net worth continues to be my DVD collection from 2005.

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