Jadeveon Clowney looks at taking out a $5 million insurance policy for the 2013 season

Dr. Saturday

South Carolina defensive end Jadeveon Clowney will play in 2013 – despite many wanting him to sit out and stay injury free – but he might do so with an insurance policy in place.

According to FoxSports.com, “a member of Clowney’s camp” has reached out to Coastal Advisors LLC regarding information about obtaining an insurance policy that could be worth as much as $5 million.

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The policy would protect Clowney if he were to suffer a major, catastrophic injury that wouldn't allow him to pursue a professional career.

Coastal Advisors LLC president Richard "Big Daddy" Salgado told FoxSports.com that 35 student athletes have purchased insurance from his company in the past 15 years.

Can’t blame Clowney for wanting to cover his back, especially after he watched teammate – and probably high draft pick – Marcus Lattimore suffer a catastrophic knee injury early last season. Lattimore's injury could have (and might still) ended his career and certainly hampered his draft status. At the very least, the injury will cost Lattimore six figures in NFL income.

Clowney, who just finished his sophomore season with 13 sacks and 23.5 tackles for loss, has one more year before he can declare himself eligible for the NFL draft per draft rules. Clowney, who looks NFL ready, has been the subject of debate on whether the rule should be changed.

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