Terry was acquitted of abusing Ferdinand by Westminster Magistrates' Court in July, but the FA's disciplinary committee announced that the 31-year-old was guilty of abusing Ferdinand on the balance of probabilities, rather than beyond reasonable doubt.
The offense took place at Loftus Road Oct. 23, 2011, when Terry and Ferdinand became involved in an on-pitch altercation during QPR's 1-0 win over Chelsea.
The Blues star announced his retirement from international football with England on the eve of his FA hearing after stating that the governing body had made his position within the side untenable by pursuing the case against him.
"The Football Assocaition charged Mr. Terry on Friday 27 July 2012 with using abusive and/or insulting words and/or behavior towards Queens Park Rangers' Anton Ferdinand and which included a reference to color and/or race," the FA wrote in an official statement Thursday. "The charge was the result of The FA's long-standing investigation into this matter, which was placed on hold at the request of the Crown Prosecution Service and Mr. Terry's representatives pending the outcome of the criminal trial.
Terry has 14 days in which he can appeal the FA's ruling, which was dealt after a four-day hearing at Wembley Stadium.
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- the Football Association