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Source: UCLA true sophomore Myles Jack secured a $5 million insurance policy

Rand Getlin
Yahoo Sports

UCLA two-way football star Myles Jack has obtained a large disability policy with a value in excess of $5 million that includes a "loss of value" rider, a source close to the situation told Yahoo Sports.

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UCLA linebacker Myles Jack celebrates a win over Nebraska. (AP)

That same source said Jack is the first known football player entering his true sophomore season to obtain a loss of value policy.

While unable to discuss the specifics of Jack's policy, executive vice president of International Specialty Insurance, Chris Larcheveque, told Yahoo Sports that policies similar to Jack's would be in the range of $40,000 to $50,000. Overall, Larcheveque says premiums can range from $5,000 to $100,000 based on the size of the policy and factors like risk.

The NCAA sponsors a disability insurance program for exceptional college athletes in select sports which allows them to obtain "total permanent disability" coverage. But while the association doesn't bar players from obtaining loss of value coverage, it does not offer it.

According to the NCAA, "[college athletes] with remaining athletics eligibility at NCAA institutions … who have demonstrated they have professional potential to be selected in the first three rounds of the upcoming National Football League [draft] … are eligible for [the Exceptional Student-Athlete Disability Insurance Program]."

Jack, who played running back and linebacker for the Bruins during a true freshman campaign that saw him win offensive and defensive freshman of the year in the Pac-12, is still debating whether to play both ways during his sophomore season.

"I just love tackling people more than being hit," Jack told the Daily Bruin's Kevin Bowman when asked about his preference to play linebacker. "Running back, to me, I just really run scared, so I'm just running away from everybody and trying not to get grabbed or pulled down."

For his part, Bruins coach Jim Mora made it clear that Jack's primary position is linebacker, but he said Jack may receive carries in certain offensive packages once the season begins.

 

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