Lynch also ran for 162 yards for the Huskies (10-1, 7-0), who extended the longest home winning streak in Division I to 21 games. The defending MAC champions won their 10th straight game and wrapped up the West Division title to advance to the conference championship Nov. 30 in Detroit.
Toledo (8-3, 5-2) led 14-7 at halftime, but 18 seconds into the third quarter Lynch hooked up with Martel Moore for a 74-yard touchdown pass, their second scoring connection of the game. NIU went ahead 21-14 on Lynch’s 6-yard TD pass to Ashford Perez.
The Rockets trailed 31-14 but got within seven points after Jeremiah Detmer’s 34-yard field goal with 5:57 left. The Huskies picked up three first downs and ran out the clock.
Moore had 153 yards receiving for NIU. Terrance Owens threw for 265 yards and ran for a score for Toledo.